Consumer credit problems are partly due to continual credit card offers from banks. Offers are sent daily in the mail to consumers which many use or abused the opportunity. Over use of credit cards directly effects your FICO score which can make or break a home mortgage.

If you are tiered of this unwanted offers there is a solution. The credit bureaus offer a toll-free number that enables you to get out of having card offers mailed to you. Just phone
1-888-5-OPTOUT (567-8688).

You will be prompted to provide some personal
information, including your home telephone number, name, address, and
social security number. All information provided is confidential and is
used only to process your request.