Stop Junk Mail & Credit Card Offers

Consumer credit problems are partly due to continual credit card offers from banks. Offers are sent daily in the mail to consumers which many use or abused the opportunity. Over use of credit cards directly effects your FICO score (more…)

Fremont CA Affordable Home Loans Through City

Looking to purchase a home in Fremont California. City of Fremont has great home loan opportunities for buyers. Currently, the city offers down payment assistance program up to $40,000.
Buyers who qualify must attend a 2 hour special workshop. The next work shop will be held 4/21/09 from 3:00-5:00pm.

Eligibility

If you can answer “Yes” to the following six questions, you may be eligible to participate in the First Time Homebuyer Programs sponsored by the City of Fremont.

  • Can you certify that you have not owned a home in the last three calendar years?
  • Do you currently live or work in the City of Fremont? If not, have you previously lived in Fremont but continue to maintain significant ties to the City? (Supporting documentation for prior residency required)
  • Will you be able to secure a mortgage? (Your credit is good and you are ready to buy!)
  • Are you able to complete the mandatory First Time Homebuyer Workshop? (2 hours)
  • Will you purchase a home in Fremont?
  • Do you meet the income guidelines?

To find out the income guidelines contact 510-793-1700 or email Sandi@Bay Area-Homes.com

California Bay Area Real Estate Home Loan Choices

First time California Bay Area home buyers are just confused about the many home loan choices? With so many of our lending institutions going out of business because of the rising loan defaults, it;s important to make a list of question for your real estate loan agent. (more…)